© Russell Shaw 2011 “...I would like to thank each of you and the whole team for helping us out of an ugly situation with our home...”                       See more, click here.  Important Notice: John Hall & Associates is not associated with the government, and our service is not approved by the government or your lender.  Even if you accept this offer and use our service, your lender may not agree to change your loan.  If you stop paying your mortgage, you could lose your home and damage your credit rating. The preceding disclosure is required by the Federal Trade Commission (FTC)